Get a FREENEW ROOFAlmost for Free!

A denied claim in SoMa is often a documentation problem rather than a damage problem. marine layer mornings keep roofs damp long after sunrise, and onshore wind drives rain sideways into flashings.

Serving SoMa and nearby

We handle storm damage claims and full replacements throughout SoMa and the surrounding San Francisco County communities, including Mission Bay, Hayes Valley and Financial District.

The honest version

If the damage is age rather than an event, we'll say so. There's a $99 a month path for that, and it's a better answer than a claim that gets denied.

From inspection to new roof

• Free inspection. We photograph every slope, including drone imagery, and tell you plainly whether there's a claim worth filing.
• Documentation. You get a written report with dated photos, the kind of package an adjuster expects to receive.
• You file the claim. The policy is yours, so the claim is yours. We supply the evidence.
• We meet the adjuster. On the roof, at your property, so nothing gets missed on the walkthrough.
• Approval and scope. If items are left off the scope, we supply the detail for a supplement or re-inspection.
• Replacement. Tear-off to bare deck, new underlayment and flashing, new shingles, full cleanup and a photo walkthrough.

What carriers actually cover

Whether a roof qualifies comes down to what caused the damage and when.

• Damage the adjuster can see. Lifted or creased shingles, broken seals, displaced ridge caps, damaged flashing — documented slope by slope.
• Sudden, identifiable damage. Wind, hail, falling branches and storm debris are covered events. Gradual wear and age are not.
• An active policy with roof coverage. Replacement cost policies pay differently than actual cash value, and it's worth knowing which you have before the call.
• A recent date of loss. Most policies expect the claim to be filed within a set window of the event, so a wind event you remember is worth acting on.

Conditions we plan for in SoMa

If you own property in SoMa, the local conditions decide what your roof needs: fog drip keeps the north side wet long enough to grow moss. Our shop sits about 337 miles northwest of SoMa, so a crew is on site the same morning.

Crews rotate through Mission Bay, Hayes Valley and Financial District, so the drive is routine.

• Access gets planned first - driveway, staging, dumpster placement - so the street stays usable.
• Permits and inspections run through the local building department, and we pull them rather than leaving it to you.
• We protect landscaping and the pool before a single bundle comes off the truck.
• Where an HOA sets colour or material rules, we match the approved list before the job is quoted.
• Satellite dishes and A/C line sets are re-flashed, not just set back down.

We would rather be on your roof in September than during the first atmospheric river. Ask for the inspection, keep the report, and decide in your own time.

Deductibles, depreciation and the real number

Your deductible is the number that matters. If the repair costs less than the deductible, we'll tell you not to file — a claim on the record with no payout helps nobody.

On an approved replacement cost claim, your out-of-pocket is generally the deductible. Depreciation is usually released once the work is complete and invoiced.

What you can expect from us

Financing exists if you want it, and nobody pushes it on you.

• Ventilation gets looked at while the roof is open; most SoMa attics run hotter than they should.
• Change orders are discussed before anything is done, not billed afterwards.
• Drip edge and starter course get installed properly - that is half the wind resistance.
• Nothing is left on the lawn overnight, and the dumpster goes when the job ends.

Storm damage in SoMa

Damp shade, salt and wind-driven rain are what age a roof here, more than raw heat in SoMa. Marine layer mornings keep roofs damp long after sunrise, and onshore wind drives rain sideways into flashings, and that is exactly the kind of sudden damage a policy is written for. Most of the claims we document here start at a rake, a ridge line or a piece of flashing.

Book a free inspection

The inspection is free and there is no obligation. Call (818) 275-0921 and we will photograph every slope of your SoMa roof and tell you plainly whether a claim is worth filing.