Get a FREENEW ROOFAlmost for Free!

A storm-damaged roof in San Francisco is often covered by the homeowner's policy, which means the replacement can cost far less out of pocket than people expect. marine layer mornings keep roofs damp long after sunrise, and onshore wind drives rain sideways into flashings.

How the process runs

• Free inspection. We photograph every slope, including drone imagery, and tell you plainly whether there's a claim worth filing.
• Documentation. You get a written report with dated photos, the kind of package an adjuster expects to receive.
• You file the claim. The policy is yours, so the claim is yours. We supply the evidence.
• We meet the adjuster. On the roof, at your property, so nothing gets missed on the walkthrough.
• Approval and scope. If items are left off the scope, we supply the detail for a supplement or re-inspection.
• Replacement. Tear-off to bare deck, new underlayment and flashing, new shingles, full cleanup and a photo walkthrough.

What it costs you

Your deductible is the number that matters. If the repair costs less than the deductible, we'll tell you not to file — a claim on the record with no payout helps nobody.

We don't waive deductibles or inflate a scope. That's insurance fraud, it's illegal in California, and it puts your policy at risk as much as our license.

Storm damage in San Francisco

Damp shade, salt and wind-driven rain are what age a roof here, more than raw heat in San Francisco. Marine layer mornings keep roofs damp long after sunrise, and onshore wind drives rain sideways into flashings, and that is exactly the kind of sudden damage a policy is written for. Most of the claims we document here start at a rake, a ridge line or a piece of flashing.

Where we draw the line

If the damage is age rather than an event, we'll say so. There's a $99 a month path for that, and it's a better answer than a claim that gets denied.

Does your San Francisco roof qualify?

Carriers look at cause and timing before they look at anything else.

• Damage the adjuster can see. Lifted or creased shingles, broken seals, displaced ridge caps, damaged flashing — documented slope by slope.
• Sudden, identifiable damage. Wind, hail, falling branches and storm debris are covered events. Gradual wear and age are not.
• A recent date of loss. Most policies expect the claim to be filed within a set window of the event, so a wind event you remember is worth acting on.
• An active policy with roof coverage. Replacement cost policies pay differently than actual cash value, and it's worth knowing which you have before the call.

How we run the job in San Francisco

Synthetic underlayment goes down over the whole deck, not just the valleys.

• Financing exists if you want it, and nobody pushes it on you.
• Fascia and rafter tails get checked while the edge is open.
• You get a start date and a finish date in writing, and we hold them.
• Rake and eave metal is new on every job; reusing bent metal is false economy.

Serving San Francisco and nearby

We handle storm damage claims and full replacements throughout San Francisco and the surrounding San Francisco County communities, including Daly City, South San Francisco and Oakland.

Talk to a San Francisco roofer

The inspection is free and there is no obligation. Call (818) 275-0921 and we will photograph every slope of your San Francisco roof and tell you plainly whether a claim is worth filing.

San Francisco, up close

Ask ten San Francisco owners about their roof and you get the same complaints: salt air and long damp mornings keep fasteners and flashings working hard. From the yard it is roughly 337 miles northwest to San Francisco - no travel surcharge, no week-long wait.

Crews rotate through Daly City, South San Francisco and Oakland, so the drive is routine.

• Solar panels get detached and reset on a schedule that matches the roofing crew.
• Gutters are pulled and refitted properly instead of being crushed by a ladder.
• Gutters are pulled and refitted where they block a proper drip edge.
• Chimney and wall flashings are replaced, not painted over with sealant.
• Skylights are re-flashed as part of the job rather than quoted as an extra later.

Insurance work moves faster when the damage is documented before the next storm. Expect photos, a measured scope and a number you can compare against anyone else.